About Us

Office Hours

Monday - Friday: 8:00AM - 4:30PM

24 Hours Claim Number: 877-324-6764

24 Hours Bill Pay: 1-800-535-2335

Protecting What Matters Most 

Whether it’s about protecting your loved ones or the business you’ve built with your own hands, our insurance policies can give you peace of mind if something were to happen.

Getting the Right Coverage

Knowing you have the right insurance agent handling all your insurance needs is one of the most secure feelings you can have. Our goal is to bring you peace of mind and to help you and your family through the toughest times of your life.

Four people standing with a black and white dog in an office waiting area. Three women and one man, all smiling, are dressed casually. Behind them are three framed posters on the wall. There are two chairs visible on either side of the group.
  • Image of John Aird

    Scott Fair

    AGENT

    Scott is a Farm Bureau Insurance agent in the Coldwater area, that provides some of the best life, home, auto, farm, and commercial insurance available here in Michigan. In fact, Scott can probably provide for all of your insurance needs. 

    Throughout its history, Farm Bureau Insurance has recognized the special needs of its clients, the people of Michigan. While each of us needs insurance protection, our needs are unique, and the best way to help is to understand those needs. We're dedicated to matching your needs with the best products. As one of Scott's insureds, you can expect fast, fair, and honest treatment. 

    As long-time members of this community, Scott and his family appreciate all that Coldwater and the surrounding area has to offer. 

    Scott would like to help you make your financial future more predictable. 

  • A man with short dark hair and a beard, wearing a navy blue polo shirt with the Farm Bureau Insurance logo and text that reads "Aird Garcia Insurance Group," standing in front of a light-colored brick wall.

    Josh Jones

    AGENT SOLICITOR

    Josh was born and raised in Coldwater Michigan where he lives with his wife and his four children. Josh has a degree in business management and accounting. He has a diverse background in mortgage banking, sales, home construction, and insurance.

    With his venture into joining the Farm Bureau team, he has been able to combine all his previous experience to best serve his customers. He is active in his community serving on boards of the Branch County Coalition Against Domestic and Sexual Violence, Co-Chair of the Branch County Community Foundation, an Affiliate member of the Branch County Association of Realtors, former Ambassador of the Coldwater Chamber of Commerce, and coached his children in AYSO soccer for 14 years.

  • Lucas Jones

    Lucas Jones

    AGENT SOLICITOR

    Lucas is the son of our agent Josh Jones. Lucas has lived in Coldwater his whole life apart from his time in the United States Navy. While in the Navy Lucas held the rank of Petty Officer Second Class and was appointed to leadership duties at every one of his duty stations, including overseeing 400 sailors at the United States Navy Ceremonial Guard in our nation’s capital.

    Since moving back home Lucas has jumped right into the insurance business with Farm Bureau and is licensed to sell property/casualty products as well as life and annuity. He is sure to provide quality knowledge on your insurance and is dedicated to writing proper policies that keep you and your family covered.

  • Close-up of a smiling woman with blonde hair and a black top, blurred green plant background.

    Helen Ringman

    OFFICE MANAGER

    Helen is our office manager. She has worked for the agency for the past 20 years and loves her job! She has come to know so many friendly faces over the years all by helping them with their insurance questions and needs.

    Scott and Anna Fair treat her like family and she says that is the reason it makes it easy to come to work every day. 

  • Portrait of a woman with curly brown hair, glasses, and a colorful patterned top, smiling indoors.

    Anna Fair

    MARKETING MANAGER

    Anna has worked in the insurance industry for 21 years. She is happy to work alongside three other insurance professionals, serving clients.

    Anna would like to work with you on any of your insurance and financial needs.