About Us

Scott Fair Insurance Agency

Farm Bureau Insurance

24-Hour Claims: 877-324-6764 | 24-Hour Bill Pay: 1-800-535-2335

Protecting What Matters Most 

Whether it’s about protecting your loved ones or the business you’ve built with your own hands, our insurance policies can give you peace of mind if something were to happen.

Getting the Right Coverage

Knowing you have the right insurance agent handling all your insurance needs is one of the most secure feelings you can have. Our goal is to bring you peace of mind and to help you and your family through the toughest times of your life.

Scott Fair


Scott is a Farm Bureau Insurance agent in the Coldwater area, that provides some of the best life, home, auto, farm, and commercial insurance available here in Michigan. In fact, Scott can probably provide for all of your insurance needs. 

Throughout its history, Farm Bureau Insurance has recognized the special needs of its clients, the people of Michigan. While each of us needs insurance protection, our needs are unique, and the best way to help is to understand those needs. We're dedicated to matching your needs with the best products. As one of Scott's insureds, you can expect fast, fair, and honest treatment. 

As long-time members of this community, Scott and his family appreciate all that Coldwater and the surrounding area has to offer. 

Scott would like to help you make your financial future more predictable. 

Josh Jones

Agent Solicitor

Josh was born and raised in Coldwater Michigan where he lives with his wife and his four children. Josh has a degree in business management and accounting. He has a diverse background in mortgage banking, sales, home construction, and insurance. With his venture into joining the Farm Bureau team, he has been able to combine all his previous experience to best serve his customers. He is active in his community serving on boards of the Branch County Coalition Against Domestic and Sexual Violence, Co-Chair of the Branch County Community Foundation, an Affiliate member of the Branch County Association of Realtors, former Ambassador of the Coldwater Chamber of Commerce, and coached his children in AYSO soccer for 14 years.

Helen Ringman

Office Manager

Helen is our office manager. She has worked for the agency for the past 20 years and loves her job! She has come to know so many friendly faces over the years all by helping them with their insurance questions and needs. Scott and Anna Fair treat her like family and she says that is the reason it makes it easy to come to work every day. 

Anna Fair

Marketing Manager

Anna has worked in the insurance industry for 21 years. She is happy to work alongside three other insurance professionals, serving clients. Anna would like to work with you on any of your insurance and financial needs. 

Moxie Fair

Office Security

Moxie Fair is a 9-year-old Australian Shephard.  Scott and Anna Fair rescued her six years ago, she has come to the office ever since they adopted her.  Moxie is a great example of how wonderful rescue dogs can be!  She loves her treats, playing catch with her ball, greeting people as they come to the office, and belly rubs.  She really dislikes the mail carrier!  Moxie is the “Head of Security” at our office.